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Private Insurance
Fantastic option for individuals or families that are healthy and don't qualify for subsidies.
Private insurance relies on your health to give you lower rates or lower deductibles. Typically private insurance will give you larger networks, lower deductibles, or lower premiums.
Things to keep in Mind
Pros:
Typically stronger coverage with more flexibility.
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Depending on your specific state laws, some states allow premiums to be used as tax deductions.
Cons:
Not all pre-existing conditions are accepted.
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Medical underwriting is performed to extend coverage. (Most approvals require no physical)
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